When my oldest daughter, Sofia, was four, we had a kindergarten quandary. I was in love with my neighborhood in Arlington, Virginia, but its school was not loved by the neighborhood.

However, a few other families believed in it, and after visiting, I could tell it was a gem. To spread the news and to drum up more kids-next-door to join my daughter, I formed an organization called FANS, or Friends of Abingdon Neighborhood School.

This month marks the five-year anniversary of its founding. Ironically, we only enjoyed the school for one year, since we had to move after Sofia graduated from kindergarten. But I stayed in touch with my friends there, and here is what one of them recently wrote:

You would be amazed at the school now. So many parents choose Abingdon, we’re having crowding issues. The PTA is three times the size and there’s so much support. Thanks so much for all you did to bring awareness to the community. I don’t think Abingdon would be where it is today without your FANS brainchild!

I wanted to share this story with you because it demonstrates the power of a few. To be clear, I did not create the winning academic program of the school, and I was not the first “pioneer” to send her children there. What I did could be called passionate public relations, or spreading the good word, or building community.

And I wouldn’t have been able to do it without the support of a few other parents who had faith in the school, enough to send their children there — without the community involvement I wanted. One of them, Colleen, would often send me encouraging notes just when I needed them, such as this one from Margaret Mead:

Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it is the only thing that ever has.

Here is the story of how we did it, as I explained in Washington Parent, August 2007.

Everything seemed perfect about our new neighborhood –- except for the elementary school. Hardly anyone from our Arlington neighborhood went there, choosing county magnet schools instead. The talk on the playground about the school was, “Half the kids are on free or reduced lunch,” (read: poor). Or, “They bus in kids from rough neighborhoods,” (read: scary). The special focus schools were great, but I longed for the sense of community that a walkable, neighborhood school could bring.

Then one day last spring, the principal of the school gave an impressive presentation at my daughter’s preschool, and a few parents became seriously interested. I was thrilled. It sounded like the beginnings of a turn-around. Although the school had gone through a period of decline, I could see when I visited that it was flourishing with a new principal, innovative curriculum, and rising test scores. The children –- many from lower-income Latino households –- were bright, curious and respectful.

However, public perception still lagged way behind. Even though my daughter would not be kindergarten age for another year, I knew it would take at least that long to bring families back to a school with a tarnished reputation. I decided to form a group to connect prospective and current parents and to create a positive buzz about the school.

It has been a year since we formed FANS, or Friends of Abingdon Neighborhood School. We went from three to more than 70 members and, through our simple public relations effort, have dramatically changed the image of the school. I knew we had come a long way when a mother on the playground recently said with a smile, “Oh, you’re sending your daughter there? That’s great. I see a lot about that organization, Friends of Abingdon Neighborhood School. They believe that if you get the community involved, schools can really flourish.” Bingo!

Here’s how we were able to attract more neighborhood kids and put our school back onto the map of viable choices.

Find Core Supporters Then Add Members

Although you may be doing most of the work yourself, it’s important to have a few close allies. The most logical place to find enthusiastic people is the school’s PTA. Small PTAs often don’t have time for public relations and would welcome your efforts to spread the word. If you aren’t up for creating a separate organization, you could propose to be their community relations chair.

While it’s imperative that you have the blessing of the principal, it can make a big difference to have other power players on your side. Look to civic leaders and school board members. Perhaps one of them had children at your school and would be happy to back your efforts, even by appearing at a meeting or two.

Speaking of meetings, you’ll also want to find others who are interested in the school. The best way to do this is by holding an initial gathering where you can gauge interest, state your goals, and gather contact information. (See “How Others Have Succeeded.”)

Regularly Publicize School Programs and Special Features

If your neighborhood has a newsletter, excellent. If not, try speaking to local citizens’ associations for ideas. Consider starting a listserv for your neighborhood where you could begin to spread information about the school. Post flyers in public places like community centers, playgrounds, pools, grocery stores, post offices, on tree trunks – anywhere to get the word out.

After writing articles in our neighborhood newsletter about the formation of our group, I began interviewing the principal and teachers and highlighting ways our school was special. Remember the unique selling point marketing strategy: What does your school have that no other area school has?

Create a Logo and a Simple Brochure

While not necessary, these tools will do wonders towards showing the community that a group of committed parents is rallying around the school. Do you have a friend or family member who is artistic? A logo – which could be a name, an image or both – should be simple and eye-catching. Perhaps the school’s art teacher would be willing to help.

A brochure can be as low-tech as folded photocopies. I found directions on creating tri-fold brochures using Word and tips for preparing text in tri-folds. After I copied them on colored paper, I posted the brochures at playgrounds and at school events, especially those open to prospective families.

Organize a Few Get-Togethers

Events could range from a cozy mom’s night out to a potluck picnic or a trip to a pumpkin patch. We have had success with a series of Sunday afternoon playdates at the school playground. We asked the school to send out flyers to everyone who attended the kindergarten orientations, and the PTA provided refreshments. The first playdate was so successful that we decided to repeat it the last Sunday of the month for the rest of the spring and summer.

If you can work with the principal to hold an event inside the school, even better. Negative comments often come from people who have never been to the school or whose kids attended ages ago, points out Eileen Kugler whose daughter attended a school with a high immigrant population in Northern Virginia. In her book Debunking the Middle-Class Myth: Why Diverse Schools are Good for All Kids, she explains how important it is to get people through the front door, especially those with young children who are swayed by rumors and often move out of the area in search of “better” schools.

Remember, if you believe in your neighborhood school, you’re probably not alone. Gather your courage, find a few friends and go for it. With a little work and a lot of faith, you’ll be surprised at how quickly the tide can turn.

How Others Have Succeeded

Involve the Whole Community

When her daughter was only a newborn, Tessa Muehllehner began attending PTA meetings at Brent Elementary on Capitol Hill. She found a core group of interested parents on the Mothers on the Hill (MOTH) listserv. They organized a meeting in the park and announced it by leafleting every house in the area. Sixty parents showed up, and Brent Neighbors was formed. By reaching out to friends and neighbors – from professionals to retirees – the group was able to help the PTA get nonprofit status and win grants, renovate the library and beautify the school grounds, among other things. “We always look for the magic combination: a need in the school, a volunteer with a passion, and a source of funding,” says Muehllehner.

Demonstrate a Critical Mass

People usually don’t like to take pioneering risks with their children alone. Prospective families should have a chance to know current students as well as other neighborhood families that are embracing the school. The Maury Online Community, a support group for Maury Elementary School in Old Town Alexandria, has an “All Aboard” page on their website, which lists neighborhood kids who attend or plan to attend the school.

“To make people feel like they were part of a movement,” says Muehllehner of Brent Neighbors, “we posted a map on our listerv that showed where all the kids lived.” However, it should be clear to the school, she points out, that your group is not interested in “taking over” but rather seeing the school more integrated into the community.

Market to Your Target Audience

To attract neighborhood kids back to George Mason Elementary School in Alexandria, former principal Lois Berlin says, “We divided up the neighborhood and delivered flyers to every home inviting folks to bring their 4-year-olds to a puppet show and information session in October. We included our kindergarten and first graders in the puppet show so our visitors could see what great kids already attended George Mason.”

Hooking up prospective parents with current ones gives people a chance to meet satisfied customers. Berlin, who is now the superintendent of Falls Church City Schools, explains, “a George Mason parent held a wine and cheese party at her house and invited all the folks who attended various events like the puppet show.”

So there you have it! I’ll share more resources and tips in another post, in case you know of a school that needs to shine.

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I am thrilled to announce that I will be writing about saving money, making money, and the pursuit of happiness at Babble’s New Home Ec blog.

The New Home Ec is billed as “Babble’s newest home style and family living blog for the family with a time-crunch and an eye for design, DIY, and doing things their way — all while staying within budget.”

I am part of a team of eight crafty, handy, and inventive women. And I have to admit, being asked to come on board at Babble was like being the girl at the dance who looks behind her when she gets approached by the homecoming king and says, “Who me?”

I hope you’ll hop on over and check out The New Home Ec. We will be covering:

How This Happened and What it Has to Do with You

Remember when I wrote in Don’t Read This if You Want Your Life to Stay the Same about achieving our goals?

I said that my writing career had taken off after I:

  • decided what I wanted
  • wrote it down, and
  • told the world.

Around the same time, a writer friend of mine was asked by Babble if she could recommend a blogger. This friend saw my post about what I had achieved so far, and recommended me for the job!

The reason I’m bringing up the idea of setting and announcing goals is because:

  1. I’m amazed that it’s working so well.
  2. I’m seeing this advice everywhere.
  3. I know it can help you too.

Stories About Reaching Your Dreams? I Want to Hear Them!

This week Stephanie wrote me to say that, as a result of setting goals and sending them out to the universe, she is making more money from her Etsy business than she could have ever imagined. You’ll hear her story of how she did it soon, but in the meantime, I want to hear from more of you about finding your passion, starting a home business, or realizing a dream.

Because as much as I want to be successful, I want you to be successful. It’s inspiring to hear all the cool things people are doing, and the more we can cheer each other on, the better for all of us.

How I Need Your Help

Kind of like my writing at TLC, my new job at Babble is dependent on pretty ambitious traffic goals. So . . . if you like something you read, and you think other people would too, please consider using your favorite tools to spread it around. It would help me out greatly.

And by the way, I know a bunch of you are already doing this and, let me tell you, knowing I have supporters is like being given a lifejacket as I’m jumping off a cruise ship. It’s scary out there, and your emails, likes, tweets, comments, and shares feel like a big hug. Thank you.

 . . . and Why

I make zero money from Frugal Mama. Yes, it’s a passion and I hope to someday indirectly benefit from its success (in terms of a book deal or something). But for now, I do it for free.

I turn down offers for advertisements, sponsored posts, and paid give-aways. Affiliate marketing (getting a commission for helping someone sell something) is out too, because I think it can get tricky to be objective when you’re getting paid.

The reason is that I want to provide you with super unbiased, high-quality advice that you can trust. Considering my niche — saving money and spending less — I just don’t feel comfortable trying to sell something. Eventually I may seek out sponsors in companies that I believe in, but for now, I’m sticking to ad-free.

Instead, I occasionally point you toward my other writing for which I do get paid (because driving readers to those articles is part of my job). I only do this if the articles are related to saving or making money.

My First Baby Steps

So if you like Frugal Mama, I hope you’ll like what I write at Babble. Here are my first two posts at the New Home Ec. Feel free to Like, Share, Tweet, +1, E-mail, or comment. Believe me, I will appreciate everything.

Who Likes Saving Money?

Tons of People Make This Mistake About Money: Don’t Be One of Them

and Finally, Thank You

Thank you for reading Frugal Mama and for being there for me. Please continue to tell me how I can help you.

–Amy

p.s. These pictures are from the past two weeks during a reunion with my cousins, which took place on our family farm in southern Ohio (where I’m from).

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Sometimes you do things to save money and then you realize they’ve made your life better. Other times you do things to make your life better, and you realize they’re saving you money. Breastfeeding would probably fall into this second category.

You do it because you think it’s the best for yourself and your baby, then you’re even more psyched when you realize how much it’s saving you, which reinforces your decision.

I know that not everyone is able, or willing, to nurse their children. This is not a judgmental article. I think you will really enjoy Andi Silverman’s all-inclusive approach to the topic, whatever your situation.

I personally nursed my children for about twelve months each. (Which might explain why I was deluded into thinking kids don’t cost much!) Sure, you need a few nursing bras (I’ve actually received several from friends), and possibly a pump, if you want back-up milk or you plan to work. (Hand pumps cost all of $30, and a study just came out saying that women who used hand pumps were more likely to breastfeed longer.)

But how much can nursing your child actually save you?

In honor of Breastfeeding Week (August 1-6), I spoke with Andi Silverman, author of Mama Knows Breast: A Beginner’s Guide to Breastfeeding, about the economic aspects of nursing. (I had known Andi in the online world, and then we ran into each other at our college reunion.) For our interview, she spoke to me over the phone from her home outside New York City, which she shares with her husband and two children.

Frugal Mama: Hi Andi! I’m not sure why I haven’t covered breastfeeding on Frugal Mama, because if you are raising a family and trying to save money, breastfeeding is a perfect start. Let’s talk about the economic benefits.

Andi Silverman: I think it’s funny that a lot of people don’t even think about the economic benefits. It’s more of an afterthought. Most people are thinking, “How am I going to feed my baby? What is the best, most nutritious way, and what would work for my lifestyle?”

And then, if they’re using formula, they might realize, “Oh, this is costing me a lot of money!”  Or if they’re breastfeeding, they might say, “Wow. I’m saving a lot by not having to buy formula, and bottles.”  So saving money can be a motivating factor for breastfeeding, but I don’t think it’s the thing that gets people to breastfeed.

Frugal Mama: I agree. But it is a nice side benefit.

Andi Silverman: Yes, it is a nice side benefit. When you have a baby, all of sudden things can get very overwhelming. You’re buying so much stuff.  Stroller. Crib.  Mattress, sheets.  Maybe you redecorate the baby’s room.  And then the clothes. And then the diapers and toys! It’s unbelievable how those costs pile up.

So one way to cut down on those expenses is to breastfeed. You don’t have to buy bottles. You don’t have to buy formula. And formula can get very, very expensive. Breast milk is like nature’s gift to a new mom and baby.  

Frugal Mama: How much do you think women save by breastfeeding?

Andi Silverman:  There have been a lot of different estimates on the cost of formula.  I’ve seen figures that range anywhere from saving $1,000 a year to $3,000 a year.  Of course it depends on the brand and the type of formula.

There’s actually a calculator on the website KellyMom.com that can show you how much you’ll save by not using formula.

Frugal Mama: I know there are costs also associated with breastfeeding.

Andi Silverman: Yes, of course you’ll need a couple nursing bras and perhaps a pump, but those are one-time costs.

If you want a fancy double pump — that can get pricey.  But there are ways around that as well.  It’s possible to rent pumps. Sometimes people will share a pump that a friend or family member has used. In that case, the guts of the pump are fine but you would probably want to get new plastic pieces so they are clean and sterilized.

There are also other ways to offset costs. Some insurance companies will cover the cost of the pump, and you might even be able to get a tax break from the IRS if you have a flexible spending account.

Frugal Mama: Talking about secondary economic benefits. What about the money saved on gym memberships?

Andi Silverman: Right! Breastfeeding can actually help you lose weight (breastfeeding is said to burn 500 calories a day). And most importantly, there are the health benefits of breastfeeding.

For the mom, there is a reduced risk of breast and ovarian cancers, Type 2 diabetes and post-partum depression.  And for babies, there is a reduced risk of certain illnesses and respiratory infections, and long-term protection against some diseases.

In fact, there was a study last year, I think, that estimated if 90% of the mothers in the U.S. breastfed for six months, then the U.S. could save approximately 900 lives and about $13 billion in health care costs annually.

Frugal Mama: That’s amazing.

Andi Silverman: It is amazing. And the recommendations to breastfeed are there. The American Academy of Pediatrics is very clear about this. They recommend breastmilk — no formula, no solid foods, no water, no juice — for the first six months. So exclusive breastfeeding for the first six months. Then introduce solids after that, but continue breastfeeding at least for 12 months. And the World Health Organization actually recommends breastfeeding for two years.

Frugal Mama: So what do you say to women who, as much as they try, are not able to feed their babies or, for whatever reason, do not want to breastfeed their babies?

Andi Silverman: I think the most important thing is that you are a good parent and a good mom. You know, there are so many ways we all parent and take care of our kids and there is no one right way to do things. And what works well for one person may not work well at all for another person. So you really can’t be critical of people’s choices. And we are fortunate that we live in a developed country where not breastfeeding is not a difference between life and death.

It’s important to support new moms in whatever choices they make and give them a lot of encouragement. If they are breastfeeding, help them feel comfortable and give them the support they need. If they are not breastfeeding, support that choice too.

New moms just need help. It’s exhausting having a newborn, then a baby, and then a toddler, and sometimes it can feel be pretty relentless. So I think any support from friends and family is really important.

Frugal Mama: I really like your all-inclusive and non-judgemental approach because, like you say, it can be hard no matter what you do, and we all need to help each other. Where can moms go who need more information about breastfeeding? I know your book and website are great resources.

Andi Silverman: Online, KellyMom has great information. If you want to find a local support group, there’s always La Leche League. Most importantly, find a lactation consultant. Call your pediatrician or local hospital to get a recommendation.

Frugal Mama: Thank you so much, Andi, for offering your expertise, as well as your comforting perspective.

Andi Silverman is the author of Mama Knows Breast: A Beginner’s Guide to Breastfeeding (Quirk Books 2007). She is also a digital marketing consultant for Nosy Crow, a children’s book and app publisher. She blogs about breastfeeding at www.mamaknowsbreast.com and giggle, and can be found on Twitter @AndiSilverman.

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Unfortunately I now know a lot about this topic. While I would take a coin-op laundromat any day, that wasn’t possible on our recent trip to Italy, so I saved even more money by washing our clothes the old-fashioned way.

I have some tips on how exactly to hand-wash your clothes while traveling at Parentables, as well as some handy travel laundry products you can pack to make the experience as quick as possible.

Even though scrubbing shorts with shampoo in the sink didn’t figure into my image of our trip, the upside was that I didn’t have to deal with the post-vacation laundry pile-up.

For more, see How to Hand Wash Clothing While You’re Traveling

and

8 Essential Products for Washing Your Clothes on Vacation.

If you have any pearls to add on this topic, please share in the comments. Thank you!

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The imminence of August has me in a back-to-school kind of mood, and this time I want to learn from you.

Here I am, I thought, pontificating about all I do to save money, yet I know that each of you is busy with your own strategies and tricks.

So this year — beginning in September (since that’s when the year really starts for me) — the theme is YOU.

Besides wanting to get out the front door and see what the rest of the world is doing, I am percolating a book idea. It has something to do with finding happiness in saving — or making — money, and I want stories from all sorts of people to be the main inspiration.

Request Topics and Share Your Snippets

I also want to write about the things you want to hear about. For example, Melanie requested a post about how people can begin a new frugal way of living, and Nicole was wondering about flying internationally with babies. What do you want to hear about?  Send me an email at amy@frugal-mama.com or comment at the end of this post. I’ll do my best to fill your order!

Submit Your Tips and Pictures

How do you save money? What is making you smile these days? I’d love to hear what is working for you — and even what is not.

Karen, for example, would like to do a year-long experiment where she tracks all the money she saves by using coupons, loyalty cards, or discount shopping, and reports about it here. Allegra and her family have gone out on a limb two years in a row with a “Month of No Spending,” and she is going to share her experience with us.

I know that Meagan Francis at the Happiest Mom is doing a farm share this year and having canning parties. John Cave Osborne is going camping with his kids. Simple Mom doesn’t use shampoo. Nancy Shohet West bonded with her son and saved on a gym membership by going on a running streak with her nine-year-old son. Jennifer Roberts created a prehistoric world in her dining room for her son’s birthday party.

What do you do to save money?

It doesn’t have to be unusual or weird or creative. I’d love to cover the whole gamut of thrifty pursuits — the newness will be your perspective, your voice, your unique experience because there is only one you.

So, as my grandfather would say, “Put that in your pipe and smoke it.”  Meaning: please consider submitting a short (or long) story about a way that you have saved — or earned — money that has been fulfilling, rewarding, educational, uplifting, peaceful, or just silly fun.

Feel free to leave me a comment now, or stay tuned for another call to action (once those kiddos are busy in school)!

And p.s. — just because I like to keep you in the loop — we are now back in Washington, D.C., in our new house. I swing between feeling elated and exasperated, as I look at all the piles of lampshades mixed with spatulas and bike pumps and wrapping paper and unpacked suitcases. The poor place is a mess — and honestly, with four kids and more and more writing work (which is great), is it ever going to look fabulous? Oh well, I love it anyway. And: embrace imperfection, right?

Take care,
Amy

p.s. The photos are from the countryside of Emilia-Romagna, where we spent a few days with Enrico’s dad and his friends. Who gave us lots of fruit.

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HowToSaveMoneyOnMensShirts

I‘m no a fashion plate, but I do appreciate good quality and a touch of style. At Parentables I wrote about how I apply frugal principles to my husband’s clothing too.

Land’s End. Ralph Lauren. Geoffrey Beene. Old Navy. Pierre Cardin. These are the kinds of button-down shirts I have found for my husband, Enrico, at the thrift store.

Sure, I’ve bought clothes for my kids and myself at Goodwill. But until a couple of years ago, I never thought about dress shirts.  Read the rest.

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Here is something I wrote for Parentables about how I decided on the kind of phone service to hook up in our new house.

Should we use VoIP to save money on phone service? That was a question I was asking myself when I had the chance to start all over with our telecom choices. We’re moving to a new state, and VoIP (Voice-over-Internet Protocol) services had just come out on top of a Consumer Reports survey.

But how does VoIP work? Is the sound quality really that good? How much money would I save?

I hope you’ll read on at Parentables, where I blog twice a week.

Photo credit: Johan Larsson/Creative Commons 2.0

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Before we had Luke, I had rarely used a sitter. Babysitting co-ops, babysitting swaps, and visiting relatives filled our needs. But when we moved to Syracuse with number four on the way and a burgeoning blog to maintain, Enrico insisted I needed help.

It was hard for me to accept, since I was used to doing everything myself. The upside of paying for childcare? It lit a fire under me, and my writing career took off this year.

As I explained to Family Times magazine this spring, this is how I found two excellent sitters, even though we were new in town.

So, do you need a babysitter?

When we moved to Syracuse last summer, I was nine months pregnant with my fourth child. I had no local friends or family. Yet, the day after I got there, a nice college student came to my door to take care of my toddler, while my 6- and 8-year-old daughters were enrolled in a day camp.

How did I manage that feat? I made connections. If you need a babysitter, you need connections, too. Here are some ways to meet people who can help you, even if you don’t know anyone (or don’t think you do).

1. Join a parenting group.

Sign up for an online group where parents exchange tips, advice and experiences about everything from indoor play spaces to good plumbers. It’s like chatting on the playground, but instead of a query reaching three to four parents, it can reach hundreds. Search Yahoo! or Google Groups for an e-mail loop near you.

Make sure there’s an in-person component to the group. For example, Syracuse has many parents’ groups—from local chapters of organizations like MOMS Club International to MeetUps and church playgroups.

I found our sitter by joining the Holistic Moms Network. Women I met on the listserv recommended a doula (a trained labor assistant) for my upcoming birth. That doula, Chris Goldman, co-owner of Doulas of Central New York, suggested East Side Moms.

On the East Side Moms e-mail loop a few months before moving to Syracuse, I spied a message posted by Chris about her daughter, Niki, looking for a summertime babysitting job. I immediately responded and included a description of our family and our needs.

I got lucky, and Niki chose us. When we moved in, she was there at our door with a smile, and three mornings a week all summer.

Even if you don’t need a regular sitter, online groups are perfect for reaching lots of people quickly with a last-minute need like, “Help, my nanny called in sick!”

Tip: First impressions matter online, too. In the first e-mail, make sure you are friendly and clear.

2. Post an ad on a local college’s jobs website.

When it was time for Niki to go back to college in the fall, I again needed a sitter for my toddler so I could get some work done.

So I turned to the online water cooler again. I got several recommendations and offers, but what worked this time was a local college website.

A few moms on the East Side Moms listserv suggested I post an ad on the Career Services webpage of a local college, LeMoyne. Suzanne Davidson of Fayetteville, whose children are 8, 7, 4 and 3 years old, says of the site: “It seems like everyone I’ve gotten has been in the education arena—speech pathology, psychology, special education—so kids were right up their alley.”

I had similar luck. A week after posting an ad for a part-time babysitter, a graduate student in early education contacted me. Responsible and patient, she takes my son to story hours and gym times and on an occasional evening watches all four kids.

To find a college job board near you, type your address into Google Maps and search for nearby colleges or universities. At their website, look for job listings, human resources, or a career page. Call and speak to someone about how to list a babysitting job.

Tip: The best time to post an ad is in the beginning of August before students get into a school-year routine, Davidson says. However if you need someone midyear, don’t panic. Danan Tsan of DeWitt submitted a job listing in late fall and found a sitter immediately.

3. Ask your neighborhood hubs.

Our real estate agent, who has five grown children and 12 grandchildren, was a fountain of knowledge for us newcomers. We asked her about everything from swim lessons to snow plows. She also knew plenty of neighborhood teenagers interested in sitting. As she says, it’s her job to know the community.

Think of others in your area who know lots of people: teachers, principals, librarians, dance instructors, camp counselors, neighborhood association heads, elders at your church or temple. (Don’t forget that active older adults often have the time and experience for babysitting.)

Tip: Team up with a community leader to create a directory of available babysitters for yourself and others. For example, Chris Goldman posted a sign-up sheet at her church for young women interested in sitting.

I’d love to hear how other people have found beloved babysitters. Care you share your tips in the comments?

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Here is an article I wrote last week at Parentables about how hard it seems but how easy it really is to save (a lot of) money on insurance.

Do your eyes glaze over when you see an insurance policy? Of course they do. Especially when it comes to something as unsexy as title insurance.

When we recently bought our first house, I got a letter from the title company that outlined some riveting stuff like location survey disclosures and arbitration policies.

Force Yourself to Read the Letters

Towards the end of the page called Title Insurance, the company explained that:

“While there is a slightly higher premium associated with the Enhanced Policy, the benefits provided by the expanded coverage far outweigh the additional costs. Accordingly we will assume that you request issuance of the Enhance Policy and its additional benefits unless you inform us of your preference for the limited title insurance policy.” (Italics mine.)

Translation: we will charge you a lot more money unless you call us to protest.

I hope you’ll read on at Parentables, where I blog twice a week, to find out how I got almost $800 in the bag with practically no effort. Read now.

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I’ll let my daughter, Virginia, and the images tell the story of this weekend.

Yesterday the movers came. I was sad and happy.

Me and Sofia were playing with the I-phone. Luke was taking a nap. Mark was watching, and Mama and Dada were helping.

I realized that I would probably NEVER see my house again. I kissed the wall.

Then me and Sofia went downstairs to do cartwheels. When I backed up, I forgot the couch wasn’t there. So I plopped down on the floor.

I thought how much I would miss my:  friends, house, snow. But I was happy to think I would get to see a new place.

–Virginia (7 years)

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